News

Instant gratification is easy — it’s the cookie now. But lasting impact comes from delayed gratification: the choice to wait, build, and earn something greater. The marshmallow test wasn’t just about willpower — it revealed how trust, environment, and long-term thinking shape our decisions.

Our debt‑based money system mirrors a Ponzi scheme: old obligations are repaid with new borrowing, and interest requires perpetual debt expansion. While Ponzi schemes are illegal frauds, Our financial system is backed by legal policy.

Bond-backed stablecoins could legitimize crypto by linking it to the world’s most trusted debt instrument. But as Anton Kobyakov warns, they could also become tools for a hidden debt reset — shifting obligations into crypto, then devaluing the peg under the guise of market volatility.

Currency printing -> Higher demand -> Higher prices (Inflation) -> Overproduction -> Supply glut -> Deflation risks -> Currency printing

Fiscal dominance begins when government debt grows so large that central banks can’t raise rates because of risk of debt repayment and are then forced to buy this debt. The result is entrenched inflation, weaker currencies, and a hidden tax on households and businesses alike.

The U.S. national debt rose from $37 trillion in August 2025 to $38 trillion by October — a $1 trillion surge in just over two months.

Every year, fiat currency loses value. Prices rise, wages lag, and savings erode. What if there were a way to opt out of inflation without abandoning the existing system?

While 2.700 billionaires wealth surged by $5.6B per day in 2024, most people lost purchasing power, access and dignity. Honest currency, tied to real productivity and linked to a physical unit (time), offers a peaceful way to restore balance — by rewarding work, protecting value, and softening systemic extraction of wealth to the upper 1%.

Heperum StableCoin Project 1st year Annual Report.

The $37 Trillon federal debt is just the tip of the iceberg — total U.S. debt across government, households, corporations, and finance is $110–$120T… over 4× the size of the entire economy.